With the credit and debit cards offered by Discovery bank, you have a wide variety to choose from, with reimbursement, insured for people with bad credit or no credit, and with the accumulation of points to exchange for rewards.

It is a known fact that the company behind Discovery Bank is one of the largest credit card issuers in South Africa. That is why it has a wide range of plastics that you can review in its different channels.

Discovery Bank credit cards there is something for everyone and they even give you the opportunity to start your credit history early or improve it if your score is low, for people with no credit or with a bad score.

In general, this conglomerate is distinguished by its wide variety of credit cards, but on the official website of your bank you will find many different options.

An important detail about these financial instruments is that none of them have an annuity. Among their most notable advantages, they all offer you cash back without limitations, most (except the insured) give you an interest rate of 0% APR that starts with a minimum of 6 months and can go up to 15 months in some.

In addition, each of Discovery Bank’s credit cards has some type of reward, which can be very attractive to both a young audience and adults with more clear financial goals.

What requirements do I need to apply for a Discovery credit card?

As with other banks, it will always be important to have a good FICO score (minus the Insured) to facilitate the approval of a credit card. Among the requirements of this entity, they will ask you:

  • You must be a South African citizen or foreign national with permanent residency in South Africa
  • You must also be 18 years or older, and able to provide a South African ID number.

How to request a Discovery Bank credit card?

We have seen that the application process for a plastic does not present many complications. You have the option of applying online, from their website or mobile app, or by phone.