Discovery Bank Credit Cards
admin / January 8, 2023
Why the CVV code is important. At a time when everything is so digitized and data theft through internet scams is something that is the order of the day, security is a key factor in all our banking operations.
Data theft through fraud through the network, is something that happens constantly every day, and unfortunately there are not few users who fall into this type of deception. From SMS that urge us to enter links, e-mails supposedly from our bank that ask us to fill in personal data or fake access pages, are just some of the most common examples of scams that users tend to fall into.
Therefore, security is a key and indisputable factor that should not be missing in absolutely any of our financial transactions, whether online or offline. In our credit cards, a method of payment increasingly used nowadays, we find various methods to avoid identity theft or any kind of vulnerability to our plastics. The one we are all undoubtedly familiar with is the security code, known as CVV.
As we all know, it is a series of numbers that we use to validate our purchases, either through the Internet or in any physical store. It is a very short code of numbers, usually no more than 3 or 4 digits, and it should be noted that it is not exclusive to credit cards, but can also be found on debit cards or even prepaid cards.
The purpose of the CVV is to increase the security level of our plastic to prevent anyone else from using the card illegally. In addition, it is important to bear in mind that we are going to find this type of code in different ways, depending on the operation we are going to perform. For example, if we pay in a physical store, we will have to enter the 3 or 4 digits in the card reader to complete the purchase. However, if we make an online purchase, normally this digit will be found on the back of the card, and it will be the last 3 numbers on the card.
The CVV is used, as we have already said, with the main objective of keeping our transaction secure, so that only we will be able to confirm it by means of the introduction of this series of digits. For example, if our credit card were to be stolen, they would not be able to complete any transaction without knowing the CVV of the card. In any case, at the slightest suspicion of theft or disappearance of our plastic cards, it is vital to go to our bank and ask for them to be blocked to prevent fraudulent transactions from being carried out with them.
Although it is not a 100% infallible security method, it is one of the most effective to avoid identity theft and, therefore, our money.